Opening and
verifying a PayPal account is not easy for Nepali users. PayPal, the world’s
most used online payment processor is yet to make its full features available
to a lot of countries including Nepal. There are a lot of tricks online for
people who want to have a PayPal account. But for Nepalese users, there is a
legit way to open and verify a Nepalese PayPal account which comes with its
limitations.
In this tutorial,
you will learn how to sign-up and verify a Nepalese PayPal account for free
using a Payoneer MasterCard that also can be ordered for free.
Note:
You will find different online tutorials and articles that teach you to open a
Payoneer account, get it’s US bank account and routing details, and then using
those details verify PayPal. That method no longer works. The bank account
provided by Payoneer cannot be added in PayPal for its verification.
In two simple
summarized steps, here’s what you have to do:
·
Sign up to Payoneer, provide verification, order an international MasterCard
and verify it.
·
Sign up to PayPal and verify the card using Payoneer MasterCard.
Requirement
·
Payoneer MasterCard with some balance for verification.
Limitations
A legit Nepalese
PayPal account can only be used to send payments. There’s no way of receiving
payment in this account. Your payments are funded by the Payoneer card, so you
should have some balance in it. You’ll have to make money online in freelancing
websites like oDesk and Elance to be able to spend online.
Signing Up and Verifying Details
When it comes to
verifying PayPal, we have to use credit cards or bank accounts. It is not
possible to add local Nepalese bank accounts to PayPal. Hence, we have to use
internationally accepted credit cards. But then again, banks in Nepal don’t
issue such cards easily. So, we have to use an alternative which is called
Payoneer MasterCard.
Click on the image
below to open up the sign-up page (which also happens to be my affiliate URL)
This credit card is
available for free. After you complete the signup process and provide an
authentic government issued photo-id document like a passport, your card will
be shipped to you.
If you need help
signing up to Payoneer then read this post that contains all
the details to getting your own Payoneer International Credit Card.
Opening Your PayPal
We use the normal
signup page at PayPal.com to create an account. All we need is a Payoneer card
at-hand.
After You Have a Payoneer Credit
Card
·
Sign up for PayPal using PayPal.com signup
page.
·
Ensure that Your country or region is
selected as Nepal
·
Choose a Personal account
by clicking the Get Started button under it.
·
Fill up the form with your accurate details.
·
For credit card number, use your Payoneer card. All the details
are on the card itself.
·
Input the card number.
·
Input the expiration date.
·
Input the CSC or CVC (three-digit) number present at the back of
your card.
Verifying
Once you input your
Payoneer credit card, PayPal will make two small withdrawals from your Payoneer
card. So, you must have a small balance on the card. To see the withdrawal, go
to your Payoneer.com Account Activity and
click on Transaction History. You might have to wait a few days
to see it in your transaction history.
Once it appears,
you will see two transactions. Note their amount and input it in Paypal. Once
the amount is entered, you will have a verified Nepalese PayPal account. Note
that the account is useful only to make purchases. It cannot receive payments.
You will only be able to send payments funded by your Payoneer card.
Fees
If you ordered your
card directly then you will be charged a fee of 1.8% per transaction by
Payoneer.
Final Words
This method of
getting a PayPal account is only useful for those who make money online and get
payments using Payoneer. This is a way for them to purchase online without
revealing their MasterCard number.
You will find
different ways to verify a non-Nepalese PayPal account that allows you to send
payments. Most of the verification methods are by using VCC or virtual credit
cards. While those methods work, you have a big risk of losing your account
because it is not legit.
Sadly, the best
suggestion right now for Nepalese users is:
Unless
you make dollars online, ask for help from friends and family abroad for PayPal
and online payments, while knowing that
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